42 Paytm Cash Earning Games to Win Money 2024 [Without Investment]

Want to Play games and earn Paytm money?

Here I’ve listed the best Real Money earning games. All the Paytm money-earning games listed here are downloadable on Android, and you can try them without any worry. On these apps, you will be able to earn real cash by playing various games that require skill, not luck.

best paytm cash earning games

All you need to start earning money by playing these games is preferably an Android smartphone and good internet connection.

Top 42 Real Cash-Earning Games

So here are the list of the apps to play games and earn Paytm money. As mentioned before, all the games listed here are legitimate and verified. Most of these apps will work on any android device, but the higher the specifications(more RAM, better process, etc.) the better.

1. Ludo Culture:

paytm cash earning game

Gamezy Is a great instant Paytm cash earning game without investment with various fun and addictive game. On Playship Gamezy you can get a sign up bonus of ₹30 and ₹10 for every user that registers with your referral code.

As a new user you will be able to join many game contests using just your sign up bonus. Similar to MPL Gamezy also provides you the both fantasy cricket and money earning games in one app.

Gamezy is one of the few apps that support instant Paytm withdrawals. Another thing that is great about the withdrawals from this app is the minimum withdrawal amount- ₹25.

Download Gamezy: Click here

Gamezy Referral Code: INF100

Sign up Bonus: ₹100

Refer and Earn: ₹100

2. Vision11


Vision11 is a real money earning fantasy game. So you won’t be able to redeem your earnings to your Paytm wallet. But you will be able to request instant withdrawals to your bank account without KYC.

The Vision11 app is a money-earning games India where you can get ₹10 just by signing up and use it to play any game you want. If you want to play ludo, you can do so with just ₹2. Happy Teen Patti app offers 1% of your referrals bet amount. So it doesn’t matter if your friend wins or loses. You will get 1% of the amount they bet.


3. Happy Ace Casino

real money earning game india

Happy Ace Casino is one of the most popular money-earning game that you can download right now and get up to ₹30 bonus cash. The Happy Ace Casino app has many games that you can play to win real cash.

The best thing about this real money gaming app is that you don’t have to verify your documents to withdraw money. You just have to enter your bank account details and redeem your game winnings to your bank account.

You can also earn unlimited by inviting your friends.

Sign up Bonus: ₹30(100% usable)

4. Zupee

best money earning gam

Zupee is a real cash-earning gaming platform in India that has a lot of games like ludo, fast ludo, snakes and ladders, and more. The minimum withdrawal amount is just ₹40. It is the best app to play ludo games and earn money because there are a variety of ludo games on the app that makes it much more fun and interesting

5. Teen Patti Live Pro

Teen Patti Live is the best money earning game in India right now. The app is offering up to ₹20 bonus cash on sign that you can use to play games. So you will be able to earn money by playing games like ludo, and many other with just your sign up bonus.

The bonus is 100% usable so you will be able to play real cash games without investment and win money.

Sign up Bonus: ₹20(100% usable)

6. Teen Patti Master

money earning game

Teen Patti Master is the best money earning game in India right now. It has over 10 games that you can play and supports instant withdrawals to your bank account. You may not have heard about Ten Patti Master, but it is really popular among teen patti and rummy players.

You can also invite your friends to the Teen Patti Master app and earn up to ₹1500 for every referred friend. You will earn a commission whenever they deposit cash, play games and earn referral commission for life.

Teen Patti Master Apk: Download

1. First, download the Teen Patti Master apk and install it on your phone.

2. Open the app, enter your mobile number and tap Login.

teen patti master app

3. Enter the OTP you received and hit Verify.

verify otp

4. Claim your daily reward of ₹5. You can claim up to ₹135 as login bonus.

teen patti master daily reward
teen patti master daily reward

5. Now your sign-up is complete and your total sign-up bonus is ₹20.

teen patti master games

7. Unibit Games

Unibit is one of the top apps to play games and earn paytm cash without investment. And the best part is that you can do it for free. You don’t have to pay anything to join tournaments and play games.

You can start earning Paytm cash by playing ludo 1v1 or 1v3 matches. You will be given a set of numbers. And all your opponents will also get the same numbers, but the order of the number will be different.

Download Unibit Games Apk: Click here

Ludo Ninja Referral Code: BKVUM

8. MyTeam11:

MyTeam11 is a great app to play game and earn paytm money. MyTeam11 is a great app where you can earn real money by playing games and fantasy sports.

After you sign up, you will receive Rs. 50 cash bonus and ₹50 on PAN card verifications. Bonus is 100% usable in grand leagues.

You can also refer your friends and earn up to ₹1000 real cash.

MyTeam11 Apk: Click here

MyTeam11 Referral Code: M6Z0QR3PXY

Sign up Bonus: ₹50

Refer and Earn: Up to ₹1000

Minimum Payout: ₹200

Payment Methods: Paytm wallet, UPI and Bank.

9. Playerzpot:

Although PlayerzPot is a fantasy sports platform, recently they have also added the option to win money by playing games. What makes PlayerzPot one of the best platforms for your gaming and fantasy sports needs is that it has been around since 2019 and is robust.


PlayerzPot has 3 games: 1. Ludo 2. Snake and Ladder 3. Chess and 4. Sheep Fight.

Referral Code: KHIM5938

10. MPL(Mobile Premier League):

Without a doubt, MPL is the reigning champion when it comes to the best Paytm cash-earning games. There are over 30 games that you can play on MPL and win cash. You can play game tournaments or 1 on 1 battles. You can also refer friends and earn ₹75 per invite. MPL also hosts PUBG and Garena Free Fire tournaments.

paytm earning games

Other than games you can also play fantasy cricket, football, and kabaddi.

MPL Sign up Code: WUEK73

Sign-up Bonus: ₹50

Refer and Earn: ₹75

Download MPL: Download

Minimum Payout: ₹1

Payment Methods: Paytm, UPI, Bank

11. Winzo Gold:

WinZO Gold is one of the oldest Paytm-earning games in India. There are over 15 games that you can play. Other than games you can also play Daily Puzzles to win more money. You can also share your referral code with your friend and earn up to ₹34 per invite. Your friends will get ₹50 on sign-up. Not only that you can also answer quizzes to win money.

Now you can also play fantasy cricket and football and win real money.

And if you love games like Call of Duty mobile, Free Fire and clash royale than you can use your skills to earn more money. Because WinZO Gold also holds tournaments for these games that you can join.

Download WinZO Gold Apk: Click here

WinZO Referral Code: HIMC2218

Sign up Bonus: ₹50

Refer and Earn: ₹50

Minimum Payout: ₹3

Payment Methods: Paytm wallet, UPI and Bank.

12. OneTo11 Games:


OneTo11 at first was launched as a fantasy sports app with a mind blowing feature of 11 level network income that could be withdrawn. That is also the only reason why it became as popular. Now they have also launched a money earning game called OneTo11 games.

To Download OneTo11 Games:

  • First, you will have to install the OneTo11 apk and register.
  • Then you will be able to download the OneTo11 Games app from within that one.
  • Both the apps are connected, so you won’t have to login again.

Download OneTo11 Games: Click here

Sign up Bonus: ₹100

Referral Code: INAA3G8E

Payment Methods: Paytm cash & Bank withdrawal

13. Rummy Star:

Rummy Star is a great real cash earning game with lots of games such as Ludo, Rummy, Dragon vs Tiger and more. You can make money by inviting your friends as well.

You can download this game from the download button below and start earning money immediately.

Sign up Bonus: ₹10

Refer and Earn: up to ₹100

Minimum Payout: ₹100

14. Rummy Wealth Game:

Rummy Wealth is one of the new real money earning games. On Rummy Wealth, you can play vs another player or in tournaments. You can win more money by reading jokes, quotes, and poetry. With the refer and earn program you can earn ₹10 per refer. Your friends will also get ₹10 for using your code.

The games on Rummy Wealth are simple and usually don’t require any skills. So you may not have to spend hours honing your skills but you are also depending too much on luck.

But that’s not the end though. Because you can also join tournaments for games like BGMI, Call of Duty and Free Fire

Sign up Bonus: ₹41

Refer and Earn: ₹100

Minimum Payout: ₹100

15. Frolic

Frolic is an online platform to play games and earn money. There are more than 40 real money games within this one application and it can be downloaded from the Google Play Store.


16. Rush by Hyke

Rush is another one of the top money earning games in India. And since this app comes from Hyke you can trust it without needing any kind of proof.

On Rush App You can play many games such as:

  • Carrom
  • Pool
  • Fastest finger quiz
  • Bumper battle

The best thing about Rush app is that your sign-up bonus is added to Deposits. That means you can play games and earn Paytm cash without any investment.

Sign up Bonus: ₹67

Minimum Payout: ₹50

17. Rummy Golds

Rummy Gold is one of the best cash-earning games without investment. All game tournaments on OneAD are free to join and have cash prizes. The best part about Rummy tournaments is that everyone wins.

Sign up Bonus: ₹41

Refer and Earn: ₹100

Minimum Payout: ₹100

18. Real Cash Games

real cash games

Real Cash Games is a new Android app where you can earn Paytm cash games and various rewards just by playing games. There are a lot of games that you can play and win coins. Coins can be redeemed for cash and rewards. You can also refer friends to earn more.

Download Real Cash Games: Click here

Sign up Bonus: 100 Coins

19. Big Cash

Big Cash lets you earn Paytm cash by playing games, completing challenges, answering quizzes, playing casino games like Poker, Rummy, etc. scratching virtual cards, etc.


20. mGamer:


mGamer is a new app. On this app, you can earn not only Paytm cash without investment and game currencies for PUBG, Free Fire and other games. mGamer app, lets you earn money by playing game tournaments, completing offers, taking surveys, etc. Currently this app is really popular. It’s so popular that people are looking for similar apps.

You can also earn up to ₹25 per referral. Enter this referral code for a bonus: abYHEDaxSz

mGamer: App Download

20. Paytm First Games:

With Paytm First Games you play games & quizzes and earn Paytm money. Since the app comes from Paytm there is no need to worry about depositing or withdrawing. Currently, it is being endorsed by Sachin Tendulkar.

You can either join tournaments or battles(1vs1) and win cash. There are both paid and free tournaments. In free tournaments, you will win Points that can be used to join paid tournaments and battles to win real money.

You can also play fantasy sports to win more money.

Not only that you can also play games like Poker, Rummy and other casino based games to win paytm cash.

The best part is that all your winnings are automatically transferred to Paytm.

Paytm First Games App: Download

21. FSL Gamer

FSL Gamer is a card games focused money earning games. It has a total of three games that you can play on your mobile:

  • Poker
  • Rummy
  • Ludo

You can withdraw your winnings to Paytm or Bank.


22. Ludo Empire

ludo paytm cash game

Ludo Empire is another great app where you can earn money by playing Ludo.

You can play 1 vs 1 live ludo paytm game and win money based on the entry fee. The best thing about this game is that you can use your referral bonus to pay 100% of entry fees. This game is less demanding, as you don’t have to be skilled to play ludo.

The best part is that you can refer your friends and earn unlimited commission plus ₹20 when they sign up.

Referral Code: Rwz2OFuJ

Withdrawal Options:

  • Paytm wallet.
  • Bank Account
  • UPI


23. KhelPlay Rummy:

khelplay rummy

On KhelPlay Rummy you can earn Paytm cash by playing Rummy. On this app you can play both Gin Rummy and Indian Rummy.

KhelPlay Rummy also has many deposit offers for new users. And on sign up you will get ₹25.

You can also refer friends to earn bonus cash.

If you want to practice first, you can download the Lite version of this game from the Play Store.


24. Racing Fantasy

racing fantasy

Racing Fantasy is a unique app where you can win money by racing against other players. The game tournaments start with a minimum entry fee of ₹10 and the sign-up bonus if also ₹10. So you will be able to start playing without depositing any money.

Racing Fantasy: Apk

Sign up Bonus: ₹10

Referral Code: 4RPQPI

25. Khiladi Adda

khiladi adda

Khiladi Adda is a great gaming platform where you can earn money by playing games like PUBG, Call of Duty Mobile, Ludo King and Free Fire.

One of the best features of KhiladiAdda is that bonus is 100% usable in BGMI and Free Fire Tournaments.

Referral Code: klklfnti


26. Gold Games

Gold Games is another popular real money gaming app that you can play games on. This app also has a lot of games like IPL, Fantasy Sports, Rummy, Dragon vs Tiger, Dice, etc.

Gold Games app offers up to ₹195 bonus on sign up. ₹35 will be added to your account immediately and the rest will be added after you claim your daily login bonus every day for 7 days.

Minimum withdrawal amount is ₹100 and NO PAN verification is required.

27. Sportasy

Sportasy is one of the best fantasy gaming apps where you can play fantasy sports like cricket, football and kabaddi. The Sportasy app offers the highest sign-up bonus among the fantasy apps.

On registration, you will get ₹500 bonus cash immediately.

Referral Code: INF500


28. Teen Patti Joy

teen patti joy

Teen Patti Joy is one of the best earning games in this list if your main focus is on card games. Because this app has only card games that you can play and win money.

Some games available on TeenPatti Joy are:

  • Poker
  • Rummy
  • Teen Patti
  • Dragon vs Tiger

On sign up, you will receive ₹40 bonus that is 100% usable in any game. So you can earn money without investment.

The minimum withdrawal amount is ₹100.


29. Fan2Play


Fan2Play is a fantasy sports platform where you can win money by playing fantasy cricket. But it also has Rummy and other card games. For new users there are plenty of deposit offers to get up to 100% bonus.


30. Probo

Probo is another great paytm cash-earning game on this list. But it is also a bit different from the ones mentioned above.

So the Probo app allows you to play prediction game and earn money. But the great thing is that the bonus/promotional money is 100% usable. So you don’t have to deposit money in order to play.

The sign up bonus is ₹35 for new users. ₹25 will be added when you sign up and ₹10 after you make your first deposit.

Referral Code: ezocyg

Download Probo

31. Ludo Fantasy:

Ludo Fantasy is one of the most popular real cash ludo games in India. It has multiple modes of ludo and even Snakes and Ladders game. You can download the app and start playing instantly by using the sign up bonus.


32. CardBaazi


CardBaazi is one of the real cash gaming platforms that has been launched by Baazi Games. This online game has only card games like Rummy, Teen Patti and other variants of card games.


33. Dangal Games

dangal games

Dangal Games is a popular real money mobile gaming platform in India that allows users to play a variety of games and win real cash rewards daily. The platform offers games such as poker, rummy, fantasy sports, and casual games. The company claims to have closed FY22 with net revenue of Rs 20 crore and aims to clock a net revenue of Rs 70 crore in FY23. The company is still in losses but is profitable in terms of unit economics. Dangal Games was founded with its flagship game PokerDangal and has expanded its roster to include other games. The platform is known for providing an adrenaline rush, skill enhancement, and focus to its users.


34. AIO Games

AIO Games is a real money online gaming in India that offers a variety of games, including fantasy cricket, rummy, poker, sports games, casual games, and brainy games. The app provides a user-friendly interface, round-the-clock customer support, and easy and quick withdrawals and deposits. AIO Games also introduces leaderboard/cashback contests that give users a chance to earn bonus money and win prizes.


35. IGamio

IGamio is a fantasy sports application that you can install on iOS or Android device and get ₹200 bonus. You can also refer your friends and get 20% commission.


36. SikandarJi

Sikandarji is an online platform for real money gaming in India. The app has many skill based games like Ludo, Archery, Fruit Chop and more.


37. Dream11

Dream11 is the best platform for fantasy gaming in India. It allows 100% bonus usage with lot’s of rewards for new users. You can get ₹200 Bonus for just signing up using a Dream11 Referral Code and earn the same amount by inviting friends.

38. PokerBaazi


PokerBaazi is a great real money online gaming application for card games lovers. You can play various card games like Poker, Rummy, and Teen Patti on Poker baazi and earn money. In fact, you can even play fantasy cricket. So clearly you get a lot of gaming options within this one app.

39. Howzat

Howzat was launched as a fantasy sports app but over time it has acquired a few games. And now you have the chance to play games like carrom, poker and rummy and earn money on the Howzat platform. Of course, the fantasy sports games are still there.

40. Elite Ludo

Elite Ludo is a real cash ludo game which can be installed on Android phone. You can get bonus on sign up and also refer your friends to get extra bonus.

41. FSL11


FSL11 is an application where you can play fantasy sports and win money. You can have the option to withdraw your money via Paytm or Bank transfer.

fsl11 paytm withdrawal

42. Ludo Supreme

Ludo Supreme is one of the most popular ludo earning game with many unique modes of the ludo game. You can play fast ludo or the traditional ludo and win money. The rules of the game will be explained to you if you are playing for the first time.

So these were the best Paytm cash earning games that you can download now. If you know any other games please comment below.

Final Words

Real money-earning games are a great way to earn some extra money in your free time. But you should only play games with money if you are confident in your skills. Even then, there might be someone else who might be better than you and you might lose to him.

So always play responsibly, and at your own risk. No one knows when an app might stop working and shut down. So before you invest any money research thoroughly.

Himanshu Kumar

He is college student. And likes to write about money making apps, fantasy apps and other tech stuff.